The triangle is our way of illustrating Veritas’ ability to serve our clients with integrated financial services.  

After several years of working as an investment advisor for a large, nationally-known firm, Margaret Wittkopp decided she had to find a better way to serve her clients.  She started Veritas Financial Services in 2004 with the desire to continually discover and share the truth about investing and the Market and to offer a non-traditional and more cost-effective approach to investing.  At Veritas, we focus on Free-Market  (passively-managed and structured) Funds. This approach is disciplined, measurable, and backed by Nobel-Prize-winning academic research.   

VERITAS is an RIA (Registered Investment Advisor), which means we are an independent firm.  This gives us the freedom to share the truth about investing, debunking some long-held and dangerous Wall Street myths.  Additionally, because we have no affiliations that require us to watch a bank or brokerage company’s bottom line, we have increased control over fees and costs—savings we can pass on to you. 

Our services include:  

Customized Financial Programs to Help BUILD Your Assets

We will walk you through a step-by-step process to help you make confident decisions for your financial well-being. Once your vision and objectives have been established, we will customize appropriate strategies to help you meet your goals. We can offer you:

• Comprehensive financial planning
• Specific financial planning
• Hourly financial consultation
• Investment analysis

Insurance Services to Help PROTECT Your Assets

We offer comprehensive insurance analysis in the areas of Health, Life, Long Term Care, Final Expense Plans, and more.  We will customize a plan that considers your goals, finances, and life stage, and we will be here for you before, during and after you decide on any insurance coverage.

Tax Services to Help PRESERVE Your Assets

Could you be paying less in taxes? What would you do if you received an IRS letter? Are you thinking of starting a business and wondering about the forms you must file?  Let us take the worry out of paying taxes.  We offer a variety of tax services, and we will help you in a fair and professional manner

An Ongoing Investor Education Series (Answering the Questions from Our Home Page, Plus More) 

We believe that an informed investor is a better investor.  Our clients are offered the following classes on a regular basis:

"Separating Myths from Truths; the Story of Investing"

"Costs; the Dark Side of Investing"

"The Investing Vortex"

"Dimensions of Risk and Return"

"Understanding Your Financial Statement," and many more.

 Classes & Workshops

We also offer workshops for your workplace, group, or club on a wide range of financial topics.  Here are just a few of the workshops you can choose: 

• Seven Money Blind Spots
• Your Power Years
• Avoid Tax Traps
• Protecting Your Assets
• Finances for Couples
• Financing Higher Education
• Leaving a Legacy
• Investing for Dummies

Corporate Services

Along with our individual financial services, we offer comprehensive services to employers, including 401(k) plans, Simple IRAs, Insurance Plans, Tax Planning, and Employee Education

Our Team Approach

We bring together related financial services, offering you a more seamless, transparent and efficient path to greater financial security and peace of mind at every stage of life. Discover an effective way to build, protect and preserve your assets.

Are you serious about your financial future?  Call 920-893-5262 to learn more about Free Market Funds and the integrated services we offer.